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| DC 欄位 | 值 | 語言 |
|---|---|---|
| dc.contributor.advisor | 林建甫(Chien-Fu Lin林建甫) | |
| dc.contributor.author | Jung-Sheng Chen | en |
| dc.contributor.author | 程榕笙 | zh_TW |
| dc.date.accessioned | 2021-06-17T09:10:17Z | - |
| dc.date.available | 2019-10-17 | |
| dc.date.copyright | 2019-10-17 | |
| dc.date.issued | 2019 | |
| dc.date.submitted | 2019-09-24 | |
| dc.identifier.citation | Andersson, L. F., Eriksson, L., & Lindmark, M. (2010). “Life insurance and income growth: the case of Sweden 1830–1950. ” Scandinavian Economic History Review, 58(3), 203-219.
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| dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/74918 | - |
| dc.description.abstract | 除了人口結構及經濟指標的因素之外，研究者不斷找尋是否有其他因素影響壽險發展；兩性平權推動迄今可以說是有史以來兩性最接近平等的時刻，具備風險趨避及利他主義的特質使得女性一直是壽險主要消費族群之一，為了探究壽險發展與性別差距縮小之間的關聯性，本文使用2006年至2017年之世界經濟論壇的全球性別差距指數，瑞士再保險公司sigma期刊的保險密度、保費收入和保險滲透率等資料，對全球92個國家進行固定效果之追蹤資料迴歸分析，實證結果發現性別差距縮小對保險密度存在顯著正面之關聯性，其中，在經濟參與和機會方面，無法在事前預測性別差距縮小與壽險密度為正面或負面之關聯性；在教育程度方面，性別差距縮小與壽險密度存在顯著之正面關聯性；在健康與生存方面，性別差距縮小與壽險密度存在顯著之負面關聯性；在政治賦權方面，性別差距縮小與壽險密度亦存在顯著之正面關聯性；在先進國家性別差距縮小對壽險密度有更大幅度的提升效果。整體而言，女性在經濟、教育、健康及政治方面與男性的差距縮小有助於人壽保險之正面發展。 | zh_TW |
| dc.description.abstract | Other than demographics and economic factors,researchers have been searching for other factors which influence the life insurance development. At present, the equality of the sexes has reached a pinnacle. Women account for one of the most important consumers of life insurance as women are known for altruistic and risk aversion behaviors. To study the correlation of life insurance industry's development and the diminishing inequality, this thesis has referenced the gender gap report of World Economic Forum from 2006-2017; Swiss Re Sigma’s insurance density, life insurance premium and life insurance penetration rate; regression analysis of panel data and fixed effects of world’s 92 economies. Findings suggest that the diminishing gender gap has a positive correlation with insurance density. Regarding the economic participation and opportunity aspect, we cannot predict that diminishing gender gap has a positive or negative correlation with life insurance density. As for the education level aspect, significant positive correlation exists between the diminishing gender gap and insurance density. For health and well-being aspect, significant negative correlation exists between the diminishing gender gap and insurance density. As for the political aspect, significant positive correlation exists between the diminishing gender gap and insurance density. To a advanced economy, the diminishing gender gap has even more significant effect on the increase of insurance density. Over all, the diminishing gender gap between men and women has a positive effect on the life insurance industry in term of economy, education, health and politics. | en |
| dc.description.provenance | Made available in DSpace on 2021-06-17T09:10:17Z (GMT). No. of bitstreams: 1 ntu-108-P06323012-1.pdf: 1668148 bytes, checksum: 701a1e2ce4220c734d54e814df4898d4 (MD5) Previous issue date: 2019 | en |
| dc.description.tableofcontents | 目錄
口試委員會審定書 I 致謝 II 中文摘要 III 英文摘要 IV 第一章 緒論 1 1.1 前言 1 1.2 研究動機與目的 2 1.3 研究流程 3 第二章 文獻回顧 5 2.1 性別差異文獻回顧 5 2.1.1 風險偏好 5 2.1.2 社會偏好 7 2.2 壽險發展文獻回顧 8 2.2.1 經濟成長與壽險發展之關聯 8 2.2.2 壽險供給因素 9 2.2.3 壽險需求因素 10 第三章 變數定義與研究方法 13 3.1 變數定義 13 3.1.1被解釋變數 13 3.1.2解釋變數 14 3.1.3控制變數 16 3.2 迴歸模型 18 3.2.1最小平方法(Ordinary Least Squares Method，OLS) 18 3.2.2固定效果模型(Fixed Effect Model) 19 3.2.3隨機效果模型(Random Effect Model) 20 3.3 模型選擇 20 第四章 資料敘述與實證結果分析 25 4.1 敘述統計量分析 26 4.2 性別差距指數及其他因素對壽險密度之影響 27 4.3 經濟參與及機會子指數及其他因素對壽險密度之影響 29 4.4 教育程度子指數及其他因素對壽險密度之影響 29 4.5 健康與生存子指數及其他因素對壽險密度之影響 29 4.6 政治賦權子指數及其他因素對壽險密度之影響 30 4.7 性別差距指數與保險密度、保費收入、保費成長率及保險滲透率之迴歸分析 30 4.8 性別差距指數與壽險密度在新興國家與先進國家之迴歸分析 31 第五章 結論與建議 33 第一節 結論 33 第二節 建議 34 參考文獻 35 | |
| dc.language.iso | zh-TW | |
| dc.title | 性別差距縮小與壽險需求之關聯性 | zh_TW |
| dc.title | The Nexus Between Gender Gap Diminishing And Life Insurance Demand | en |
| dc.type | Thesis | |
| dc.date.schoolyear | 108-1 | |
| dc.description.degree | 碩士 | |
| dc.contributor.oralexamcommittee | 杜震華,彭錦鵬,盧信昌 | |
| dc.subject.keyword | 性別差距,壽險密度,追蹤資料,固定效果,先進國家,新興國家, | zh_TW |
| dc.subject.keyword | gender gap,life insurance density,panel data,fixed effect,advanced country,emerging country, | en |
| dc.relation.page | 58 | |
| dc.identifier.doi | 10.6342/NTU201904152 | |
| dc.rights.note | 有償授權 | |
| dc.date.accepted | 2019-09-24 | |
| dc.contributor.author-college | 社會科學院 | zh_TW |
| dc.contributor.author-dept | 經濟學研究所 | zh_TW |
| 顯示於系所單位： | 經濟學系 | |
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