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| DC 欄位 | 值 | 語言 |
|---|---|---|
| dc.contributor.advisor | 吳學良 | |
| dc.contributor.author | Yi-Feng Lin | en |
| dc.contributor.author | 林一鋒 | zh_TW |
| dc.date.accessioned | 2021-06-08T03:30:34Z | - |
| dc.date.copyright | 2021-02-22 | |
| dc.date.issued | 2020 | |
| dc.date.submitted | 2021-01-29 | |
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| dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/21299 | - |
| dc.description.abstract | 中堅、大型企業對台灣的經濟發展扮演了至關重要的角色，而本土金融業正是支撐這些企業的強大後盾。然而，礙於保護客戶與其商業機密性，文獻極少提及銀行對大型企業客戶之授信評估模式，相關個案研究更是寥寥可數。
本研究先檢視國內銀行現有授信評估模式潛在之問題，並利用動態能力之理論框架，以硬性、軟性訊息以及結構洞理論作為微觀理論基礎，並配合三個實際個案，深入探討銀行面對大型授信案件時，該如何利用自身的組織敏捷與各種管道進行有效且有效率之授信，在授信評估效率與風控間找尋適當的平衡，進而創造雙贏、甚至三贏之局勢。 | zh_TW |
| dc.description.abstract | The hidden champions and large enterprises play an essential role in the economic development in Taiwan. Behind the scene, these enterprises are well-supported by local financial service providers. However, due to commercial confidentiality and the protectionism of corporate customers, domestic banks’ mechanism of mega loan credit assessment and cases are merely unveiled in previous studies.
To fulfill the knowledge gap, this study examines the potential pitfalls of the existing credit assessment models of domestic banks, using the dynamic capabilities as the theoretical framework; hard, soft information and structural hole theory work as the micro-foundation. As an illustration, this study also provides three actual mega loan cases to depict the dilemma when the banks face the “credit paradox”. These cases provide profound insights that how a bank utilize its organizational agility and various channels to effectively and efficiently accomplish the credit assessment. For the banks, reaching appropriate balance between efficiency and risk control through organizational agility is the key to create a win-win situation. | en |
| dc.description.provenance | Made available in DSpace on 2021-06-08T03:30:34Z (GMT). No. of bitstreams: 1 U0001-2701202115594400.pdf: 2191960 bytes, checksum: 7f2c0c5f3fb2ef191afda74cfb32bcd7 (MD5) Previous issue date: 2020 | en |
| dc.description.tableofcontents | 目錄 口試委員會審定書 ii 謝辭 iii 中文摘要 iv THESIS ABSTRACT v 目錄 vi 圖目錄 vii 表目錄 viii 第一章 緒論 1 第一節、研究背景與動機 1 第二節、研究目的 4 第三節、研究流程 5 第二章 文獻探討與相關理論 7 第一節、銀行授信評估模式 7 第二節、資源基礎理論、動態能力與組織敏捷 12 第三節、軟、硬訊息與結構洞理論 18 第三章 經濟金融概況與企業金融競爭分析 21 第一節、國際經濟金融情勢與G銀行之現況 21 第二節、企業金融市場競爭概述 23 第四章 研究主題與個案分析 28 第一節、個案一：拯救黑字倒閉公司 28 第二節、個案二：如何幫助客戶透過跨國購併來成長 33 第三節、個案三：如何拯救投資失利及輿論壓力之公司 38 第五章 結論與建議 42 第一節、研究結論 42 第二節、理論意涵 43 第三節、管理意涵 44 參考文獻 45 圖目錄 圖 1、研究架構與流程 6 圖 2、我國銀行授信業務規範之授信類別 7 圖 3、我國銀行對企業客戶之授信流程 9 圖 4、我國存放款利差 23 圖 5、巴西尼公司與其往來企業之關係圖 30 圖 6、傳統組織架構與敏捷型組織之比較 32 圖 7、史特基公司與其往來企業之關係圖 34 圖 8、科里奧公司與其往來企業之關係圖 40 表目錄 表 1、銀行總體逾放比例與金額 24 表 2、銀行資產品質評估分析統計表 25 | |
| dc.language.iso | zh-TW | |
| dc.title | 企業金融大型授信案之決策關鍵與組織敏捷 ─ G銀行之個案研究 | zh_TW |
| dc.title | Key Decisions of Mega Loan and Organizational Agility of Corporate Banking: Three Case Studies of Bank G | en |
| dc.type | Thesis | |
| dc.date.schoolyear | 109-1 | |
| dc.description.degree | 碩士 | |
| dc.contributor.oralexamcommittee | 陳厚銘,許志義,翁崇雄 | |
| dc.subject.keyword | 企業金融,大型授信,組織敏捷,軟性訊息,個案研究, | zh_TW |
| dc.subject.keyword | corporate banking,mega loan,organizational agility,soft information,case study, | en |
| dc.relation.page | 60 | |
| dc.identifier.doi | 10.6342/NTU202100207 | |
| dc.rights.note | 未授權 | |
| dc.date.accepted | 2021-02-01 | |
| dc.contributor.author-college | 管理學院 | zh_TW |
| dc.contributor.author-dept | 國際企業管理組 | zh_TW |
| 顯示於系所單位： | 國際企業管理組 | |
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