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http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/20178
標題: | 長照之保險規劃 Systems for Long-Term Care Insurance |
作者: | Chi-Min Tuan 段繼明 |
指導教授: | 郭瑞祥,廖咸興 |
關鍵字: | 老年人口,超高齡社會,長照,長照險,保險, elderly populations,hyper-aged society,long-term care,long-term care insurance,insurance, |
出版年 : | 2018 |
學位: | 碩士 |
摘要: | 醫療科技的進步和生活水準的提升增長了台灣人民的平均壽命,但伴隨少子化的趨勢,使台灣老年人口提升,台灣社會逐漸邁向超高齡社會。另一方面,老年失能人口和慢性疾病患者的數量也持續增加,但傳統家庭結構的改變也導致老年照護資源的減少。以上這些因素都凸顯了現今和未來長照需求的急迫性,也點出長照準備的重要性。台灣政府以及業界保險公司目前積極推廣長照險的概念和相關制度,但民眾投保率僅約2%,表示長照險的推廣和制度設計有帶加強。本研究透過量化分析調查台灣民眾對於長照的需求、認知以及長照險的購買考量,希望可以藉此提供一些建議供業界和政府作為參考。 Advances in medical technology and the improvement in living standards have increased the average life expectancy of Taiwanese people. However, declining birth rates have caused a rise in Taiwan’s elderly population, and Taiwan is gradually moving towards a hyper-aged society. Additionally, the number of disabled elderly people and those with chronic diseases also continues to increase, but changes in traditional family structures have led to a decline in elderly care resources. These factors all highlight the urgency of long-term care now and in the future, as well as the importance of preparing for long-term care needs in the future. Currently, the government and insurance companies are actively promoting long-term care insurance and establishing related systems. However, the penetration rate of long-term care insurance is only about 2%, indicating that stronger promotion and better design of long-term care systems is needed. In this study, we used quantitative analysis to investigate the Taiwanese public’s needs and willingness to purchase long-term care insurance, in hopes of providing improvement suggestions for insurance companies and the government. |
URI: | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/20178 |
DOI: | 10.6342/NTU201800456 |
全文授權: | 未授權 |
顯示於系所單位: | 財務金融組 |
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