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| DC 欄位 | 值 | 語言 |
|---|---|---|
| dc.contributor.advisor | 趙義隆(Yi-Long Jaw) | |
| dc.contributor.author | Pei-Ying Chen | en |
| dc.contributor.author | 陳沛瑩 | zh_TW |
| dc.date.accessioned | 2023-03-19T23:22:00Z | - |
| dc.date.copyright | 2022-07-05 | |
| dc.date.issued | 2022 | |
| dc.date.submitted | 2022-06-15 | |
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Academia Revista Latinoamericana de Administración (2020). [20] Sadik-Rozsnyai, O. “Willingness to pay for innovations: An emerging European innovation adoption behaviour.”, European Journal of Innovation Management, 19.4 (2016), 568–588 [21] Özbilen, Pınar. 'The impact of natural culture on new technology adoption by firms: A country level analysis.' International Journal of Innovation, Management and Technology 8.4 (2017): 299-305.. [22] Ryu, Hyun-Sun. 'Understanding benefit and risk framework of fintech adoption: Comparison of early adopters and late adopters.' Proceedings of the 51st Hawaii International Conference on System Sciences. 2018. [23] M. A. Mahfuz, L. Khanam and Wang Hu, 'The influence of culture on m-banking technology adoption: An integrative approaches of UTAUT2 and ITM,' 2016 Portland International Conference on Management of Engineering and Technology (PICMET), 2016, pp. 824-835, doi: 10.1109/PICMET.2016.7806814. [24] Tufano, Peter. 'Financial innovation.' 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'UTAUT Approach Application To Analyze The Determinants of Fintech Market Aggregator User Satisfaction.' (2020). [32] Kowalewski, Oskar, Paweł Pisany, and Emil Slazak. 'What determines cross-country differences in fintech and bigtech credit markets?.' (2021). [33] Nguyen, Tho, Trang Phung, and Hoa Van Nguyen. 'Avoidance of risk, ambiguity and uncertainty in investment choices.' Nguyen HuuTho, Phung Thai Minh Trang and Nguyen Van Hoa (2018): 522-531. [34] Hsu, David H. 'Experienced entrepreneurial founders, organizational capital, and venture capital funding.' Research policy 36.5 (2007): 722-741. [35] Kostin, Konstantin B., Ralf Fendel, and Friedrich Wild. 'Comparing the Situation of FinTech Start-Ups in Russia and Germany through Equity Investments.' Economies 10.2 (2022): 33. [36] Iman, Nofie. 'Is mobile payment still relevant in the fintech era?.' Electronic Commerce Research and Applications 30 (2018): 72-82. [37] Carlin, Bruce, Arna Olafsson, and Michaela Pagel. Fintech adoption across generations: Financial fitness in the information age. No. w23798. National Bureau of Economic Research, 2017. [38] Lyons, Angela C., Josephine Kass-Hanna, and Ana Fava. 'Fintech development and savings, borrowing, and remittances: A comparative study of emerging economies.' Emerging Markets Review (2021): 100842. | |
| dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/85705 | - |
| dc.description.abstract | 金融科技的發展在過去十幾年間發展蓬勃，然而國際在對於金融科技的研究方向上局限於金融科技的採用度與發展現況，對於投資程度的研究較少。因此，本文以新科技採用模型及總體經濟的角度分別從各國Hofstede文化維度中的權力距離、個體主義及不確定性迴避、金融科技成熟度和監理沙盒的數量五個維度來探究其對於投資程度的影響。通過對2017年至2022年之間28個國家的金融科技投資的進行線性回歸分析，本研究證實了個體主義、高度不確定性迴避、高金融科技成熟度對於投資程度的正向作用，因監理沙盒數量結果不顯著，故針對8個特定國家進行質化研究，補充各國監理沙盒特性。最後，研究反思了在實證中採用數據庫、設置被解釋變數的合理性，據此提出了未來研究方向。 | zh_TW |
| dc.description.abstract | The development of financial technology has flourished in the past ten years. However, the international research direction of financial technology is limited to the adoption and development status of financial technology, and there is little research on the degree of investment. Therefore, from the perspective of the new technology adoption model and the overall economy, this paper explores its impact on investment from the five dimensions of power distance, individualism and uncertainty avoidance, financial technology maturity and the number of supervision sandboxes in the Hofstede cultural dimension of each country. degree of influence. Using linear regression analysis of fintech investments in 28 countries between 2017 and 2022, this study confirms the positive effect of individualism, high uncertainty avoidance, and high fintech maturity The results of the number of sandboxes were not significant, so a qualitative study was conducted on 8 specific countries to supplement the characteristics of each country's supervision sandbox. Finally, the research reflects the rationality of using the database and setting explained variables in the empirical research, and proposes the future research direction accordingly. | en |
| dc.description.provenance | Made available in DSpace on 2023-03-19T23:22:00Z (GMT). No. of bitstreams: 1 U0001-1406202207231100.pdf: 2749745 bytes, checksum: f1f467661fee8175754ada5700e00a0e (MD5) Previous issue date: 2022 | en |
| dc.description.tableofcontents | 致謝 i 中文摘要 ii ABSTRACT iii 表次 vi 圖次 vii 第一章 緒論 1 1.1 研究背景 1 1.2 研究問題與目的 4 1.3 金融科技 5 1.4 論文結構 6 第二章 文獻探討 7 2.1 金融科技發展影響因素 7 2.2 新技術採用(New Technology Adoption) 8 2.3 對金融科技的投資 9 2.4 Hofstede的文化維度 10 2.5 對金融科技的監理 11 2.6 金融科技成熟度(FinTech Maturity) 13 2.7 假設建立 14 第三章 研究方法 18 3.1 樣本選取 18 3.2 變數定義與模型建構 20 3.3 資料處理 24 第四章 研究結果 29 4.1 模型一 29 4.2 模型二 33 4.3 模型三及四 34 4.4 實例解釋 36 第五章 結論與建議 38 5.1 主要研究發現 38 5.2 研究貢獻 39 5.2.1 理論層面 39 5.2.2 應用層面 40 5.3 研究限制與未來研究建議 41 參考文獻 43 1. 中文部分 43 2. 英文部分 44 附 錄 48 1. 金融科技應用領域 48 2. 模型樣本原始數據 49 3. 國際金融中心國家與城市 50 | |
| dc.language.iso | zh-TW | |
| dc.subject | 風險投資 | zh_TW |
| dc.subject | 監理沙盒 | zh_TW |
| dc.subject | 金融科技 | zh_TW |
| dc.subject | 國際金融科技指數 | zh_TW |
| dc.subject | 文化維度 | zh_TW |
| dc.subject | Regulatory sandbox | en |
| dc.subject | FinTech | en |
| dc.subject | Cultural dimensions | en |
| dc.subject | Global FinTech Index | en |
| dc.subject | Venture capital | en |
| dc.title | 各國金融科技發展投資程度與其相關因素之比較研究 | zh_TW |
| dc.title | Comparative Study on the Level of Investment in FinTech Development and its Related Factors in Various Countries | en |
| dc.type | Thesis | |
| dc.date.schoolyear | 110-2 | |
| dc.description.degree | 碩士 | |
| dc.contributor.oralexamcommittee | 謝劍平(Chien-Ping Shieh),簡睿哲(Ruey-Jer Jean) | |
| dc.subject.keyword | 金融科技,文化維度,國際金融科技指數,監理沙盒,風險投資, | zh_TW |
| dc.subject.keyword | FinTech,Cultural dimensions,Global FinTech Index,Regulatory sandbox,Venture capital, | en |
| dc.relation.page | 52 | |
| dc.identifier.doi | 10.6342/NTU202200940 | |
| dc.rights.note | 同意授權(全球公開) | |
| dc.date.accepted | 2022-06-17 | |
| dc.contributor.author-college | 管理學院 | zh_TW |
| dc.contributor.author-dept | 國際企業學研究所 | zh_TW |
| dc.date.embargo-lift | 2022-07-05 | - |
| 顯示於系所單位： | 國際企業學系 | |
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