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| DC 欄位 | 值 | 語言 |
|---|---|---|
| dc.contributor.advisor | 朴寶卿(Bo-Kyung Park) | |
| dc.contributor.author | Che-Wei Lin | en |
| dc.contributor.author | 林哲瑋 | zh_TW |
| dc.date.accessioned | 2022-11-24T03:29:24Z | - |
| dc.date.available | 2021-08-23 | |
| dc.date.available | 2022-11-24T03:29:24Z | - |
| dc.date.copyright | 2021-08-23 | |
| dc.date.issued | 2021 | |
| dc.date.submitted | 2021-08-20 | |
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| dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/81077 | - |
| dc.description.abstract | 本論文研究超額控制權對銀行資本結構調整及放款的影響。根據台灣30間銀行所有權結構資料，本研究發現在銀行資本過剩時，擁有超額控制權的銀行傾向減少大企業的放款，轉而增加中小企業的放款;無超額控制權的銀行則減少風險性資產。另一方面，在資本短缺時，擁有超額控制權的銀行，不會調整資本，反而是藉由縮減資產來提高資本適足率，不僅如此，這類銀行更傾向於減少消費者貸款;無超額控制權的銀行則以減少資本、增加保留盈餘、縮減資產來提高資本適足率，雖然無超額控制權銀行也會縮減消費者放款，然而減少幅度較擁有超額控制權的銀行小。擁有超額控制權的銀行總的來說比起無超額控制權銀行，放款較少給中小企業。本研究指出不同所有權結構下，銀行以不同方式調整資本適足率的證據;實務上，本研究提供台灣主管機關在商討新一代資本規範(巴賽爾協定III及系統性重要銀行)時，嚴格的資本適足率規範對信用供給可能危害的證據。 | zh_TW |
| dc.description.provenance | Made available in DSpace on 2022-11-24T03:29:24Z (GMT). No. of bitstreams: 1 U0001-2008202112443100.pdf: 1856085 bytes, checksum: ae702d199a8824fe25133ab9344903a4 (MD5) Previous issue date: 2021 | en |
| dc.description.tableofcontents | "口試委員會審定書.............i 摘要.......................ii Abstract..................iii 目錄 (Table of contents)...iV 圖目錄 (List of Figures)....V 表目錄 (List of Tables)...Vi Chapter 1 Introduction......1 Chapter 2 Literature and Hypothesis development...6 Chapter 3 Data and Empirical Specification...12 3.1 Sample...12 3.2 Excess control rights, Identification and Calculation...13 3.3 Empirical specification...16 Chapter 4 Empirical Results...21 4.1 Estimation for target capital ratio...21 4.2 Main results of the effect of excess control rights...21 4.3 Tests on Long and Mid-term lending, Short-term Lending...24 4.4 Additional test on Financial Crisis Period...25 4.5 Additional test on State controlled banks...27 4.6 Robustness test on continuous excess control rights variable...27 Chapter 5 Conclusion...29 Reference /Appendix...31 " | |
| dc.language.iso | en | |
| dc.subject | 放款 | zh_TW |
| dc.subject | 銀行 | zh_TW |
| dc.subject | 超額控制權 | zh_TW |
| dc.subject | 資本適足率 | zh_TW |
| dc.subject | 資本結構 | zh_TW |
| dc.subject | lending | en |
| dc.subject | Capital structure | en |
| dc.subject | Capital ratio | en |
| dc.subject | Excess control rights | en |
| dc.subject | Bank | en |
| dc.title | 超額控制權對台灣銀行資本結構調整的影響 | zh_TW |
| dc.title | Effect of Excess control rights on Bank capital structure adjustments in Taiwan | en |
| dc.date.schoolyear | 109-2 | |
| dc.description.degree | 碩士 | |
| dc.contributor.oralexamcommittee | 陳業寧(Hsin-Tsai Liu),姜堯民(Chih-Yang Tseng) | |
| dc.subject.keyword | 銀行,超額控制權,資本適足率,資本結構,放款, | zh_TW |
| dc.subject.keyword | Bank,Excess control rights,Capital ratio,Capital structure,lending, | en |
| dc.relation.page | 61 | |
| dc.identifier.doi | 10.6342/NTU202102541 | |
| dc.rights.note | 同意授權(限校園內公開) | |
| dc.date.accepted | 2021-08-23 | |
| dc.contributor.author-college | 管理學院 | zh_TW |
| dc.contributor.author-dept | 財務金融學研究所 | zh_TW |
| 顯示於系所單位： | 財務金融學系 | |
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