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| DC 欄位 | 值 | 語言 |
|---|---|---|
| dc.contributor.advisor | 胡星陽(Shin-Yang Hu) | |
| dc.contributor.author | Yi-Sheng Chan | en |
| dc.contributor.author | 詹益昇 | zh_TW |
| dc.date.accessioned | 2021-05-15T17:51:19Z | - |
| dc.date.available | 2014-09-15 | |
| dc.date.available | 2021-05-15T17:51:19Z | - |
| dc.date.copyright | 2014-08-25 | |
| dc.date.issued | 2014 | |
| dc.date.submitted | 2014-08-17 | |
| dc.identifier.citation | 1. Ahlin, Christian, and Robert M. Townsend 'Using Repayment Data to Test Across Models of Joint Liability Lending.' The Economic Journal 117.517 (2007): F11-F51.
2. Al-Azzam, Moh, R. Carter Hill, and Sudipta Sarangi. 'Repayment performance in group lending: Evidence from Jordan.' Journal of Development Economics97.2 (2012): 404-414. 3. Armendariz de Aghion, Beatriz. 'On the design of a credit agreement with peer monitoring.' Journal of Development Economics 60.1 (1999): 79-104. 4. Armendariz, Beatriz, and Ariane Szafarz. 'On mission drift in microfinance institutions.' The handbook of microfinance (2011) 341 : 366 5. Attanasio, Orazio, et al. “Group lending or individual lending? Evidence from a randomised field experiment in Mongolia.” No. SP II 2014-303. Discussion Paper, Wissenschaftszentrum Berlin fur Sozialforschung, Abteilung Okonomik des Wandels: Schwerpunkt Markt und Entscheidung (2014) 6. Bedecarrats, Florent, Silvia Baur, and Cecile Lapenu. 'Combining social and financial performance: A paradox?' Enterprise Development and Microfinance23.3 (2012): 241-258. 7. Campion, Anita, and Victoria White. “Institutional metamorphosis: Transformation of microfinance NGOs into regulated financial institutions.” MicroFinance Network (1999) 8. Cassar, Alessandra, Luke Crowley, and Bruce Wydick. 'The effect of social capital on group loan repayment: evidence from field experiments.' The Economic Journal 117.517 (2007): F85-F106. 9. Christen, Robert Peck, and Tamara Cook. “Commercialization and mission drift: the transformation of microfinance in Latin America.” Consultative group to assist the poorest (CGAP) (2001) 10. Cull, Robert, and Jonathan Morduch. 'Financial performance and outreach: a global analysis of leading microbanks.' The Economic Journal 117.517 (2007): F107-F133. 11. Field, Erica, and Rohini Pande. 'Repayment frequency and default in microfinance: Evidence from india.' Journal of the European Economic Association 6.2‐3 (2008): 501-509. 12. Field, Erica, et al. “Do Group Dynamics Influence Social Capital and Female Empowerment? Experimental Evidence from Microfinance.” Harvard University Working Paper (2013) 13. Gonzalez, Adrian. 'Microfinance Synergies and Trade-Offs: Social vs. Financial Performance Outcomes in 2008.' MIX Data Brief 7 (2010). 14. Guttman, M. J. 'Repayment performance in microcredit programs: theory and evidence.' Networks Financial Insititute, Indiana University. Working paper 11 (2007) 15. Hermes, Niels, Robert Lensink, and Aljar Meesters. 'Outreach and efficiency of microfinance institutions.' World Development 39.6 (2011): 938-948. 16. Hudon, Marek, and Daniel Traca. 'On the efficiency effects of subsidies in microfinance: an empirical inquiry.' World development 39.6 (2011): 966-973. 17. Kar, Ashim Kumar. “Has mission drift occurred? Trade-off between poverty outreach and financial sef-reliance.”, Hanken School of Economics (2010). 18. Kodongo, Odongo, and Lilian G. Kendi. 'Individual lending versus group lending: An evaluation with Kenya's microfinance data.' Review of Development Finance3.2 (2013): 99-108. 19. Lehner, Maria. “Group lending versus individual lending in microfinance.” No. 299. SFB/TR 15 Discussion Paper (2009) 20. Mersland, Roy, and R. Oystein Strom. 'Microfinance mission drift?' World Development 38.1 (2010) : 28-36 21. Muhammad Yunus . “Banker to the Poor: Micro-Lending and the Battle Against World Poverty” (2003) 22. Narayan, Deepa, and Lant Pritchett. 'Cents and sociability: Household income and social capital in rural Tanzania.' Economic development and cultural change 47.4 (1999): 871-897. 23. Olivares-Polanco, Francisco. 'Commercializing microfinance and deepening outreach? Empirical evidence from Latin America.' Journal of Microfinance/ESR Review 7.2 (2005): 47-69. 24. Robinson, Marguerite S. “The microfinance revolution: sustainable finance for the poor.” Vol. 1. World Bank Publications (2001) 25. Wu, Meng-Wen, and Chung-Hua Shen. 'Corporate social responsibility in the banking industry: Motives and financial performance.' Journal of Banking & Finance 37.9 (2013): 3529-3547. | |
| dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/5051 | - |
| dc.description.abstract | 本文的研究目的是回答一個問題：「如果一間微型金融機構增加了對社會的貢獻與發展，將會如何影響它的財務績效？」本文以MIX market的資料，來自39個不同國家共102個微型金融機構為樣本，並根基於Gonzalez (2010)的研究，以多元迴歸法分析社會責任政策對於微型金融機構的財務績效之影響，並將個別借貸模式的差異區分開來。研究結果顯示，當機構對於員工的特定行為給予紅利績效獎勵時，對生產力 (以員工對借款人比率表示)與效率 (以營運費用率表示) 皆有負面的影響。而當機構提供額外的非金融服務，例如教育、健康醫療等，會使生產力提升。另外，採用鄉村銀行借貸模式的機構，員工周轉率升高會使生產力嚴重的下滑，在另外兩種借貸模式中則沒有這種現象。 | zh_TW |
| dc.description.abstract | The main goal of this paper is to answer a key question: 'What's the impact of socially responsible policies on financial performance for microfinance institutions? Good or bad?' Based on Gonzalez (2010), we explore the impact by using regression analysis with high quality data on 102 institutions in 39 countries, and separate different lending methods. The main results revealed a negative impact of staff-incentives policies on both productivity (represented by BPS) and efficiency (represented by OER), and a positive impact of extra nonfinancial services on productivity. Besides, there's a noteworthy sign for village bank lenders but not for solidarity lenders and individual-based lenders that productivity would suffer a tremendous decline when staff turnover rate goes up. | en |
| dc.description.provenance | Made available in DSpace on 2021-05-15T17:51:19Z (GMT). No. of bitstreams: 1 ntu-103-R99723070-1.pdf: 856575 bytes, checksum: b583be74985fcc34842256420c32ded0 (MD5) Previous issue date: 2014 | en |
| dc.description.tableofcontents | 中文摘要 III
ABSTRACT IV 目 次 V 表目錄 VI 第1章 緒論 1 1.1. 研究背景與動機 1 1.2. 研究目的 1 1.3. 研究結構與流程 2 第2章 文獻回顧 3 2.1. 借貸模式 3 2.2. 雙基線 7 2.3. 小結 13 第3章 實證研究 14 3.1. 資料樣本與實證模型 14 3.2. 實證結果 24 第4章 結論 27 參考文獻 29 | |
| dc.language.iso | zh-TW | |
| dc.title | 微型金融的雙基線研究：社會責任政策與借貸模式影響 | zh_TW |
| dc.title | A study on Microfinance and Double Bottom Line: Impacts of Socially Responsible Policies and Lending Methodologies | en |
| dc.type | Thesis | |
| dc.date.schoolyear | 102-2 | |
| dc.description.degree | 碩士 | |
| dc.contributor.oralexamcommittee | 沈中華(Chung-Hua Shen),陳業寧(Yeh-Ning Chen) | |
| dc.subject.keyword | 微型金融,雙基線,借貸模式,社會責任政策, | zh_TW |
| dc.subject.keyword | Microfinance,Double-bottom line,Lending methodology,socially responsible policy, | en |
| dc.relation.page | 31 | |
| dc.rights.note | 同意授權(全球公開) | |
| dc.date.accepted | 2014-08-17 | |
| dc.contributor.author-college | 管理學院 | zh_TW |
| dc.contributor.author-dept | 財務金融學研究所 | zh_TW |
| 顯示於系所單位： | 財務金融學系 | |
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