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| DC 欄位 | 值 | 語言 |
|---|---|---|
| dc.contributor.advisor | 堯里昂 | zh_TW |
| dc.contributor.advisor | Leon van Jaarsveldt | en |
| dc.contributor.author | 吳玉芝 | zh_TW |
| dc.contributor.author | Pauline Kay Pek Golangco | en |
| dc.date.accessioned | 2023-08-09T16:10:22Z | - |
| dc.date.available | 2023-11-09 | - |
| dc.date.copyright | 2023-08-09 | - |
| dc.date.issued | 2023 | - |
| dc.date.submitted | 2023-07-24 | - |
| dc.identifier.citation | 13th Congress Senate Bill No. 1119. (2004). Retrieved from https://legacy.senate.gov.ph/lis/bill_res.aspx?congress=13&q=SBN-1119
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Journal of Human Development, 6(3), 275-299. https://doi.org/10.1080/14649880500287605 Cudia, C. P. (2015). ROLE OF DEMOGRAPHIC FACTORS IN POVERTY MOBILITY IN THE PHILIPPINES. Journal of Economics and Economic Education Research, 16(3), 67-82. https://www.proquest.com/scholarly-journals/role-demographic-factors-poverty-mobility/docview/1768624548/se-2 David, I. P., & Maligalig, D. S. (2001, May). Issues in estimating the poverty line. Proceedings of WBI–PIDS Workshop on Strengthening Poverty Data Collection and Analysis, Manila, Philippines, Duvendack, M., & Mader, P. (2019). Impact of financial inclusion in low- and middle-income countries. Campbell Systematic Reviews, 15. https://www.proquest.com/scholarly-journals/impact-financial-inclusion-low-middle-income/docview/2184482038/se-2 Financial Inclusion in the Philippines. (2013). (Financial Inclusion in the Philippines, Issue 3). https://www.bsp.gov.ph/Media_And_Research/Financial%20Inclusion%20in%20the%20Philippines/FIP_3Qtr2013.pdf Hickey, G. L., Kontopantelis, E., Takkenberg, J. J. M., & Beyersdorf, F. (2019). Statistical primer: checking model assumptions with regression diagnostics [Article]. Interactive Cardiovascular and Thoracic Surgery, 28(1), 1-8. https://doi.org/10.1093/icvts/ivy207 History of the MPI. Retrieved May 01 from https://ophi.org.uk/background-to-the-mpi/ Implementing Rules and Regulations of the Microfinance NGOs Act. (2016). Philippine Star Retrieved from https://www.sec.gov.ph/wp-content/uploads/2020/11/2017_IRR-MicrofinanceNGOSAct.pdf Lisa Grace S. Bersales, P. (2013). Functional Literacy, Education and Mass Media Survey Final Report. https://psa.gov.ph/sites/default/files/2013%20FLEMMS%20Final%20Report.pdf Mapa, C. D. (2022, August 15). Proportion of Poor Filipinos was Recorded at 18.1 Percent in 2021. Philippine Statistics Authority. https://psa.gov.ph/poverty-press-releases/nid/167972 Miled, K. B. H., Younsi, M., & Landolsi, M. (2022). Does microfinance program innovation reduce income inequality? Cross-country and panel data analysis. Journal of Innovation and Entrepreneurship, 11(1). https://doi.org/https://doi.org/10.1186/s13731-022-00195-7 Miles, J. (2021, May 5). Read this before you “Drop First”. https://towardsdatascience.com/drop-first-can-hurt-your-ols-regression-models-interpretability-4ca529cfb707 Muhammad Yunus. (2022). Grameen Foundation. https://grameenfoundation.org/about-us/leadership/muhammad-yunus Muhammad Yunus | Biography & Facts. (2005, June 16). Encyclopaedia Britannica. https://www.britannica.com/biography/Muhammad-Yunus Multidimensional Poverty Measure. (2022, October 14). Retrieved April 8 from https://www.worldbank.org/en/topic/poverty/brief/multidimensional-poverty-measure O’Brien, R. M. (2007). A caution regarding rules of thumb for variance inflation factors. Quality & quantity, 41, 673-690. https://doi.org/https://doi.org/10.1007/s11135-006-9018-6 Poverty. (2022, November 30). The World Bank. https://www.worldbank.org/en/topic/poverty/overview Pradipta, Y., & Abdullah, A. (2023). Seizing Opportunities: The Race Toward Digital Banking in ASEAN. Business Innovation and Engineering Conference (BIEC 2022), Refinements in the Official Poverty Estimation Methodology. (2011). https://psa.gov.ph/sites/default/files/NSCBReso9Annex.pdf Republic Act No. 7906. (1995). Retrieved from https://www.bsp.gov.ph/Regulations/Banking%20Laws/RA7906.pdf Republic Act No. 9520. (2008). Retrieved from https://cda.gov.ph/issuances/republic-act-9520/ Republic Act No. 10574. (2012). Retrieved from https://www.bsp.gov.ph/Regulations/Banking%20Laws/RA10574.pdf Reyes, C. M. (2002). The poverty fight: have we made an impact? https://www.proquest.com/working-papers/poverty-fight-have-we-made-impact/docview/1698963562/se-2 Samer, S., Majid, I., Rizal, S., Muhamad, M. R., & Rashid, N. (2015). The impact of microfinance on poverty reduction: Empirical evidence from Malaysian perspective. Procedia-Social and Behavioral Sciences, 195, 721-728. https://www.sciencedirect.com/science/article/pii/S1877042815038227 Schelzig, K. (2005). Poverty in the Philippines: Incomes, Assets, and Access. https://www.adb.org/sites/default/files/publication/29763/poverty-philippines.pdf Schicks, J. (2013). The Definition and Causes of Microfinance Over-Indebtedness: A Customer Protection Point of View [Article]. Oxford Development Studies, 41, S95-S116. https://doi.org/10.1080/13600818.2013.778237 Statistics - Banking Financial Statements. (2023). Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph/SitePages/Statistics/BSFinancialStatements.aspx?TabId=1 Stewart, R., Van Rooyen, C., Dickson, K., Majoro, M., & De Wet, T. (2010). What is the impact of microfinance on poor people?: a systematic review of evidence from sub-Saharan Africa. https://discovery.ucl.ac.uk/id/eprint/1500246/1/Stewart2010What(Report).pdf The Sustainable Development Goals Report 2022. (2022). https://unstats.un.org/sdgs/report/2022/ Wickramasinghe, V., & Fernando, D. (2017). Use of microcredit for household income and consumption smoothing by low income communities. International Journal of Consumer Studies, 41(6), 647-658. https://doi.org/https://doi.org/10.1111/ijcs.12378 | - |
| dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/88242 | - |
| dc.description.abstract | none | zh_TW |
| dc.description.abstract | Poverty affects nearly 19.99 million people in the Philippines alone, and one of the tools created to mitigate this issue is microloans. Although this topic has been explored in other countries, the impact of microloans has not been investigated at the national level in the Philippines. These existing studies have also found that while microloans can be said to yield positive outcomes, such as reducing business costs and increasing income, they often have shortcomings. These include being unable to reach their target borrowers, being difficult to repay, and even causing their borrowers to fall deeper into debt. As such, this paper aims to determine the effect of microfinance loans on the country's poverty levels through quantitative methods, specifically through regression analysis using secondary data collected by government institutions for each of the 17 regions in the Philippines. The findings conclude that microcredit has little to no impact on poverty. In line with these, it is recommended that microfinance institutions improve their screening processes for borrowers as this can help to ensure that they have the ability to repay the loans and that they will use the funds for their intended purpose. | en |
| dc.description.provenance | Submitted by admin ntu (admin@lib.ntu.edu.tw) on 2023-08-09T16:10:22Z No. of bitstreams: 0 | en |
| dc.description.provenance | Made available in DSpace on 2023-08-09T16:10:22Z (GMT). No. of bitstreams: 0 | en |
| dc.description.tableofcontents | Acknowledgments i
Abstract ii Table of Contents iii List of Tables and Figures iv List of Abbreviations v 1. Introduction 1 1.1. Background 1 1.2. Research Problem 3 1.3. Research Methodology 4 1.4. Structure of the Thesis 5 2. Literature Review 6 2.1. Microloans for Poverty Alleviation 6 2.2. Other Possible Causes of Ineffectiveness 7 2.3. Measuring the Effectiveness of Microloans 8 2.4. Other Factors Influencing Poverty 10 2.5. Hypothesis Development 11 3. Method 13 3.1. Data Collection Method 13 3.2. Data Organization 17 3.3. Data Analysis 18 4. Results 23 4.1. Poverty Incidence 23 4.2. Subsistence Incidence 25 5. Discussion 27 5.1. Key Findings 27 5.2. Research Implications 28 5.3. Scope and Limitations 28 5.4. Areas for Future Research 29 6. Conclusion 30 References 31 | - |
| dc.language.iso | en | - |
| dc.subject | 菲律賓 | zh_TW |
| dc.subject | 扶貧 | zh_TW |
| dc.subject | 小额融资机构 | zh_TW |
| dc.subject | 微型貸款 | zh_TW |
| dc.subject | microloans | en |
| dc.subject | Philippines | en |
| dc.subject | microfinance institutions | en |
| dc.subject | poverty alleviation | en |
| dc.title | 微型貸款改善菲律賓貧困之研究 | zh_TW |
| dc.title | Microloans as a Tool for Poverty Alleviation in the Philippines | en |
| dc.type | Thesis | - |
| dc.date.schoolyear | 111-2 | - |
| dc.description.degree | 碩士 | - |
| dc.contributor.coadvisor | 許文馨 | zh_TW |
| dc.contributor.coadvisor | Wen-Hsin Hsu | en |
| dc.contributor.oralexamcommittee | 林嘉薇;鄭名道 | zh_TW |
| dc.contributor.oralexamcommittee | Chia-Wei Lin;Ming-Daw Cheng | en |
| dc.subject.keyword | 微型貸款,小额融资机构,扶貧,菲律賓, | zh_TW |
| dc.subject.keyword | microloans,microfinance institutions,poverty alleviation,Philippines, | en |
| dc.relation.page | 34 | - |
| dc.identifier.doi | 10.6342/NTU202301849 | - |
| dc.rights.note | 同意授權(全球公開) | - |
| dc.date.accepted | 2023-07-25 | - |
| dc.contributor.author-college | 管理學院 | - |
| dc.contributor.author-dept | 企業管理碩士專班 | - |
| 顯示於系所單位： | 管理學院企業管理專班(Global MBA) | |
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