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  1. NTU Theses and Dissertations Repository
  2. 生物資源暨農學院
  3. 生物機電工程學系
請用此 Handle URI 來引用此文件: http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/84890
完整後設資料紀錄
DC 欄位值語言
dc.contributor.advisor周瑞仁(Jui-Jen Chou)
dc.contributor.authorChing-Hsuan Yangen
dc.contributor.author楊謦瑄zh_TW
dc.date.accessioned2023-03-19T22:31:06Z-
dc.date.copyright2022-09-08
dc.date.issued2022
dc.date.submitted2022-08-25
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Environments. 4 (3) : 50. Litman, T. 2005. Pay-As-You-Drive pricing and insurance regulatory objectives. Journal of Insurance Regulation. 23 (3) . Nakamoto, S. 2008. Bitcoin: A peer-to-peer electronic cash system. Decentralized Business Review. 21260. Neale, V. L., S. G. Klauer, R. R. Knipling, T. A. Dingus, G. T. Holbrook, A. Petersen. 2002. The 100 car naturalistic driving study, Phase I-experimental design. Nichols, B. G., and K. M. Kockelman. 2014. Pay-as-you-drive insurance: Its impacts on household driving and welfare. Transportation Research Record. 2450 (1) : 76-82. Oncu, M., and S. Yildiz. 2014. An analysis of human causal factors in unmanned aerial vehicle (uav) accidents. Naval Postgraduate School Monterey Ca Graduate School of Business and Public Policy. Paefgen, J., T. Staake, and F. Thiesse. 2013. Evaluation and aggregation of pay-as-you-drive insurance rate factors: A classification analysis approach. Decision Support Systems. 56: 192-201. Pérez-Marín, A. M., and M. 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dc.identifier.urihttp://tdr.lib.ntu.edu.tw/jspui/handle/123456789/84890-
dc.description.abstract本研究基於區塊鏈的架構提出一套個人化無人機保費演算機制,結合無人機歷史飛航數據與保險客戶理賠紀錄,以達到保費個人化之目的。隨著無人機的數量與應用不斷增長,無人機事故時有所聞,為了保障事故中的受害者,建構一個合理且接收度高的保費運算機制為當務之急。由於精算數據不足,目前市面上的無人機保費僅以無人機機齡、種類、重量大致分類,至於任務飛行場域的風險與特性、任務差異、操作員飛航表現皆未納入考量,這些都將影響無人機發生事故的機率,故應為保費計算之重要指標。本研究配合分散式無人機航管系統組成分散式儲存暨區塊鏈系統,以保障無人機飛航資料之機密性、完整性、可用性,解決資安方面的疑慮。同時加入模糊理論之從屬度概念於保費分類上,使保險費用能夠在低額、中額、高額不同保費間平滑過度,並利用機器學習方法建立個人化保費模型,以計算個人化保費。此外,為了能達到保險業者之預期效益,所開發之程式可自動迭代出各保費類別之合適的基本保費,並用以更新下期保費。依據模擬數據顯示,本研究確實可以達到個人化保險之目的,亦可調整各保費類別之基本保費,以達保險業者之預期效益。zh_TW
dc.description.abstractThis study proposes the calculation method of a personalized UAV insurance premium based on a blockchain structure, historical flight data of UAV and owner claims records. With the growing number and applications of UAVs, UAV accidents are heard from time to time. In order to financially protect the victims of UAV accidents, it is imperative to construct a reasonable and highly acceptable insurance premium model. Due to the lack of actuarial data, the current UAV insurance premiums in the market are only roughly categorized by UAV's ages, types, and weight. However, there are many factors that affect the chance of UAV accidents, such as flight mission, area and operator's flight performance. They all need to be considered in the premium calculation. This study establishes the decentralized storage and blockchain system of the insurance premium calculation under a decentralized UAS traffic management framework. It can achieve confidentiality, integrity, and availability of UAV flight data and insurance information. Fuzzy theory is also incorporated into the premium classification so that the premiums can have smoothly transition among low, medium, and high insurance premiums. Furthermore, we use a machine learning approach to build the personalized insurance premium model, which is able to continuously optimize systems with the influx of data and calculate insurance premiums. According to the simulation this study can indeed appropriately adjust the base insurance premium for each category, satisfy the expected benefits and achieve the purpose of personalized insurance.en
dc.description.provenanceMade available in DSpace on 2023-03-19T22:31:06Z (GMT). No. of bitstreams: 1
U0001-2508202220124700.pdf: 4719752 bytes, checksum: 3813b65ada64992a8436e45a2d1add06 (MD5)
Previous issue date: 2022
en
dc.description.tableofcontents口試委員審定書 i 誌謝 ii 摘要 iii Abstract iv 目錄 vi 圖目錄 ix 表目錄 xii 第1章 緒論 1 1.1 研究背景與動機 1 1.2 研究目的 4 1.3 研究範圍與限制 5 1.4 研究流程 5 第2章 文獻探討 6 2.1. 區塊鏈之簡介 6 2.2. 區塊鏈的共識機制 7 2.3. 區塊鏈之鏈型 9 2.4. 以太坊 10 2.5. 個人化保險 10 2.6. 區塊鏈之應用 12 第3章 研究材料與方法 13 3.1 分散式飛航監管暨保險計算系統架構與流程 13 3.2 區塊鏈需求分析 16 3.2.1 區塊鏈需求分析 16 3.2.2 鏈型分析 18 3.3 分散式儲存暨保險費用評估系統架構 20 3.3.1 分散式儲存暨區塊鏈系統 22 3.3.2 客製化保險模型 25 3.3.3 使用者介面 27 3.4 實驗設備 28 3.5 開發工具 32 3.6 實驗設計 35 3.6.1 建立IPFS 35 3.6.2 建立私有鏈 35 3.6.3 生成模擬數據 35 3.6.4 設計理賠從屬函數 36 3.6.5 訓練各類保險模型 36 3.6.6 驗證保險模行合理性 36 3.6.7 編寫整合程式 36 3.6.8 開發使用者介面 36 第4章 結果與討論 37 4.1 IPFS私有網路之架設 37 4.2 PoA私有鏈之架設 39 4.3 整體模型 43 4.4 從屬函數設計與調整 46 4.5 模擬數據之生成 49 4.6 個人化保費模型 53 4.7 情境模擬 60 4.1 第一年保費之計算 60 4.2 各保費類別之基本保費調整 61 4.3 第二年起之保費計算 64 4.4 前後期保費比較與驗證 64 4.8 各種第三責任險之比較 66 4.9 使用者介面 67 4.9.1. 用戶端 69 4.9.2. 伺服端 73 第5章 結論與未來展望 76 5.1. 結論 76 5.2. 未來展望 76 參考文獻 77
dc.language.isozh-TW
dc.title基於區塊鏈配合分散式航管系統之個人化無人機保險zh_TW
dc.titlePersonalized UAV Insurance Based on Blockchain and Decentralized UAS Traffic Managementen
dc.typeThesis
dc.date.schoolyear110-2
dc.description.degree碩士
dc.contributor.oralexamcommittee張斐章(FI-JOHN CHANG),廖世偉(SHIH-WEI LIAO),鍾智昕(CHIH-HSIN CHUNG)
dc.subject.keyword無人機,區塊鏈,分散式,個人化,保險,zh_TW
dc.subject.keywordUAV,Blockchain,Decentralization,Personalization,Insurance,en
dc.relation.page81
dc.identifier.doi10.6342/NTU202202825
dc.rights.note同意授權(限校園內公開)
dc.date.accepted2022-08-26
dc.contributor.author-college生物資源暨農學院zh_TW
dc.contributor.author-dept生物機電工程學系zh_TW
dc.date.embargo-lift2024-08-31-
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