請用此 Handle URI 來引用此文件:
http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/66919
完整後設資料紀錄
DC 欄位 | 值 | 語言 |
---|---|---|
dc.contributor.advisor | 李顯峰 | |
dc.contributor.author | Yi-Men Liu | en |
dc.contributor.author | 劉懿滿 | zh_TW |
dc.date.accessioned | 2021-06-17T01:14:51Z | - |
dc.date.available | 2018-08-20 | |
dc.date.copyright | 2017-08-20 | |
dc.date.issued | 2017 | |
dc.date.submitted | 2017-08-15 | |
dc.identifier.citation | References
Amendáriz, B. and J. Morduch. 2010 The Economics of Microfinance. 2nd edition. MIT Press. Amha, W. 2000. “Review of Microfinance industry in Ethiopia: Regulatory framework and performance”. Occasional paper no. 2. Association of Ethiopian Microfinance Institutions, Addis Ababa. Amin, R., S. Becker and A. Bayes. 1998. “NGO-promoted microcredit programs and women’s empowerment in rural Bangladesh: Quantitative and qualitative evidence”. Journal of Developing Areas. Vol 32, pp.221-236. Ayayi, A.G. and M. Sene. 2010. “What drives microfinance institution’s financial sustainability”. Journal of Developing Area. Vol.44, pp.303-324. Battese, G.E. and T.J. Coelli. 1995.” A model for technical inefficiency effects in a stochastic frontier production function for panel date”. Empirical Economics, Vol 20 (2), pp.325-332. Berger, A.N., D. Nancock and D.B. Humphrey. 1993. “Bank efficiency derived from the profit function”. Journal of Banking and Finance. Vol. 17, pp. 317-347. Cull, R., A. Demigückunt and J. Morduch. 2007. “Financial performance and outreach: A global analysis of leading micro banks”. The Economic Journal, Vol 117, pp.107-133. Cull, R., A. Demigüc-kunt, and J. Morduch J., 2011. “Does microfinance regulation curtail profitability and outreach?”. World Development, Vol 39(5), pp.949-965 Dieckmann, R. 2007 “Microfinance: An emerging investment opportunity”. [Online]. Available: http://www.expedition-d.de/PROD/DBR_INTERNET_DE-PROD/PROD0000000000219174.pdf Ghatak, M. 1999. “Group lending, local information, and peer selection”. Journal of Development Economics. Vol 60, pp.229-248. Goldberg N. 2005. “Measuring the impact of microfinance; taking stock of what we know”, Grameen foundation, Washington DC. Goldmak, L. 2001. “Microenterprise development in Latin America: Towards a new flexibility”. Journal of Socio-Economics. Vol 30, pp.145-149. Gonzalez, A. 2008. “Efficiency drivers of microfinance institutions: The case of operating expenses”. MicroBanking Bulletin Highlights. Autumn. Hermes, N., R. Lensink and A. Meesters. 2009. “Financial development and the efficiency of microfinance institutions”. [Online]. Available: https://ssrn.com/abstract=1396202 Hermes, N., R. Lensink, and A. Meesters. 2011.” Outreach and efficiency of microfinance institutions”, World Development, Vol 39, pp. 938-945. Kai, H. 2009. “Competition and wide outreach of microfinance institutions”. Working paper, MPRA Kar, A.K. 2011. “Microfinance institutions: A cross-country empirical investigation of outreach and sustainability”. Journal of Small Business and Entrepreneurship, Vol. 24(3), pp.427-446. Kar, A.K. 2013. “Mission drift in microfinance: Are the concerns really worrying? Recent cross-country results”. International Review of Applied Economics. Vol. 27(1), pp.44-60. Kumbhakar, S.C., S. Ghosh and J.T. McGuckin. 1991. “A generalized production frontier approach for estimating determinants of inefficiency in US dairy farms”. Journal of Business and Economic Statistics. Vol. 9, pp.179-286. McIntosh, C., A. de Janvry and E. Sadoulet. 2005 “How rising competition among microfinance institutions affects incumbent lenders”. The Economic Journal. Vol 115, pp.987-1004. Morduch, J. 1999. “The microfinance promise”. Journal of Economic Literature. Vol 37, pp.1569-1614. Morduch, J. 2000. “The microfinance schism”. Journal of World Development. Vol. 28 (4), pp.617-629. Morduch, J., S. Hashemi and E. Littlefield. 2003. “Is Microfinance an effective strategy to reach the Millennium Development Goals?” CGAP Focus Note No. 24. Washington, D.C. Olivares Polanco, F. 2005. “Commercializing microfinance and deepening outreach? Empirical evidence from Latin America”. Journal of Microfinance, ESR Review. Vol 7 (2), pp.47-69. Otero, M. 1999. “Brining development back into microfinance”. Journal of Microfinance. ESR Review. Vol 1 (1), pp.8-19. Reifschneider, D. and R. Stevenson.1991. “Systematic departures from the frontier: A framework for the analysis of firm inefficiency”. International Economic Review. Vol. 32, pp.715-723. Robinson, M.S. 2001. The Microfinance revolution. World Bank: Washington D.C. Sealey, C.W.Jr. and J.T. Lindley. 1977.” Inputs, outputs, and a theory of production and cost at depository financial institutions”. Journal of Finance. Vol 32 (4), pp.1251-1266. Weiss, J. and H. Montgomery. 2005. “Great expectation: Microfinance and poverty reduction in Asia and Latin America”. Oxford Development Studies. Vol 33, pp.391-416. Wright G. 2001. Microfinance systems: Designing quality financial services for the poor. Zed books Ltd. London. | |
dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/66919 | - |
dc.description.abstract | 過去20年,微型金融市場在開發中和低開發國家成長迅速且累積可觀的市場規模,然而蓬勃發展的背後,微型金融貸款機構的經營效率及其肩負的減貧推廣初衷間是否存在抵換關聯,向來備受爭議。伴隨微型金融市場快速成長後,早期由國際開發銀行或是各國雙邊援外資金支持的微型金融貸款機構,紛紛進行商業化並轉向資本市場尋求募資,而微型金融貸款機構是否具備永續經營及自給自足能力始終備受挑戰及爭議。除了影響微型金融貸款機構效率的內生變數外,本研究採隨機邊界分析法來探討總體變數對微型金融貸款機構的效率影響。本研究納入Battese 和Coelli 模型的優點,結合邊際成本函數與非效率函數為一次性分析,測度各變數對經營效率之影響。
本研究收集超過2003年到2015年650間各地微型金融貸款機構財務資料。首先實證發現,總體金融發展程度對微型金融貸款機構顯著產生正向影響。再者,推廣深度的變數如平均每位借款人借款額及平均每位存款人存款額等,會降低機構的營運效率。但尚有其他變數對效率的影響,如女性借款人比重,及微型金融貸款機構成立時間,本實證卻有不同的結果。最後在區域的表現上,亞洲及拉丁美洲的微型金融貸款機構,營運上相對較有效率。 | zh_TW |
dc.description.abstract | Over past two decades, the development of Microfinance is significant. The continuous debate is whether any trade-off effect between the financial efficiency and outreach of Microfinance institutions. The increasing pressure on the efficiency of Microfinance institutions is derived from the request of self-sufficiency and sustainability in the process of commercialization. Apart from endogenous variables on the performance of Microfinance Institutions, this research uses the stochastic frontier analysis to examine the effect of country-level indicators on the efficiency of Microfinance institutions. Considering the advantage of Battese and Coelli Model, this study also combines cost frontier function and inefficient equation as one-step analysis to examine the effect of suggested factors on the efficiency of Microfinance institutions. | en |
dc.description.provenance | Made available in DSpace on 2021-06-17T01:14:51Z (GMT). No. of bitstreams: 1 ntu-106-P98323020-1.pdf: 6741645 bytes, checksum: 076946fd220e8ef3f61571ccfd8cae21 (MD5) Previous issue date: 2017 | en |
dc.description.tableofcontents | 目 錄
誌謝……………………………………………….…………………………………. ii 中文摘要……………………………………………….……………………………iii 英文摘要……………………………………………….……………………………iv Abbreviation………………………………………….…………………… v Chapter 1 Introduction 1.1 Background.…………………………………………………………..1 1.2 Development of Microfinance………………..4 1.3 Purpose of the research………………………………10 1.4 Structure of article…………………………………….12 Chapter 2 Literature Review 2.1 Effect of Microfinance on poverty alleviation………….13 2.2 Self-sufficiency and sustainability of MFIs……………….15 Chapter 3 Methodology 3.1 Battese and Coelli model……………………....18 3.2 Initial cost frontier model….…………………19 3.3 Revised cost frontier model………………………22 3.4 Hypothesis for coefficients of the variables……..23 Chapter 4 Empirical Analysis 4.1 Sample data………………………………………………………26 4.2 Fisher-ADF unit root tests…..………28 4.3 Empirical result…………………………………………31 4.4 Analysis for the effect of Financial Crisis in 2008 ………………39 Chapter 5 Conclusions and Suggestions……………41 Reference……………………………………………………………………..44 | |
dc.language.iso | en | |
dc.title | 金融發展對微型貸款機構效率之影響 | zh_TW |
dc.title | The effect of financial development on the efficiency of Microfinance Institutions | en |
dc.type | Thesis | |
dc.date.schoolyear | 105-2 | |
dc.description.degree | 碩士 | |
dc.contributor.oralexamcommittee | 林惠玲,謝德宗 | |
dc.subject.keyword | 微型金融貸款,微型金融貸款機構效率,隨機邊界分析法,Battese 和Coelli 模型,ADF檢定, | zh_TW |
dc.subject.keyword | Microfinance,Efficiency of Microfinance Institution,Stochastic Frontier Analysis,Battese and Coelli Model,Fisher ADF test, | en |
dc.relation.page | 47 | |
dc.identifier.doi | 10.6342/NTU201703141 | |
dc.rights.note | 有償授權 | |
dc.date.accepted | 2017-08-15 | |
dc.contributor.author-college | 社會科學院 | zh_TW |
dc.contributor.author-dept | 經濟學研究所 | zh_TW |
顯示於系所單位: | 經濟學系 |
文件中的檔案:
檔案 | 大小 | 格式 | |
---|---|---|---|
ntu-106-1.pdf 目前未授權公開取用 | 6.58 MB | Adobe PDF |
系統中的文件,除了特別指名其著作權條款之外,均受到著作權保護,並且保留所有的權利。