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完整後設資料紀錄
DC 欄位 | 值 | 語言 |
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dc.contributor.advisor | 陳業寧 | |
dc.contributor.author | Yi-Chun Wang | en |
dc.contributor.author | 王薏珺 | zh_TW |
dc.date.accessioned | 2021-06-08T02:39:23Z | - |
dc.date.copyright | 2018-06-29 | |
dc.date.issued | 2018 | |
dc.date.submitted | 2018-06-27 | |
dc.identifier.citation | 英文部分
1.Cognizant (2017), How Blockchain Can Revitalize Trade Finance. Retrieved from https://www.cognizant.com/whitepapers/how-blockchain-can-revitalize-trade-finance-part1-codex2766.pdf 2.Croman et al. (2016), On Scaling Decentralized Blockchains. Retrieved from https://fc16.ifca.ai/bitcoin/papers/CDE+16.pdf 3.IBM Institute for Business Value (2016), Blockchain Rewires Financial Markets. Retrieved from https://www.hyperledger.org/wp-content/uploads/2016/10/ Leading-the-pack-in-blockchain-banking-1.pdf 4.Japan Exchange Group (2016), Applicability of Distributed Ledger Technology to Capital Market Infrastructure. Retrieved from https://www.jpx.co.jp/english/ corporate/research-study/working-paper/b5b4pj000000i468-att/E_JPX_working_paper_No15.pdf 5.McKinsey (2018), Blockchain beyond the hype: What is the strategic business value. Retrieved from https://www.mckinsey.com/business-functions/digital-mckinsey/our-insights/blockchain-beyond-the-hype-what-is-the-strategic-business-value?cid=eml-app 6.Mainelli et al. (2016), The impact and potential of blockchain on the securities transaction lifecycle. Retrieved from http://www.swiftinstitute.org/wp-content/ uploads/2016/05/The-Impact-and-Potential-of-Blockchain-on-the-Securities-Transaction-Lifecycle_Mainelli-and-Milne-FINAL.pdf 7.Roubini and Byrne (2018), The Blockchain Pipe Dream. Retrieved from https://www.project-syndicate.org/commentary/blockchain-technology-limited-applications-by-nouriel-roubini-and-preston-byrne-2018-03?barrier=accesspaylog 8.Satoshi Nakamoto (2008), Bitcoin: A Peer-to-Peer Electronic Cash System. Retrieved from https://bitcoin.org/bitcoin.pdf 9.World Economic Forum (2016), Top 10 Emerging Technologies of 2016. Retrieved from https://zh.scribd.com/document/322813173/GAC16-Top10-Emerging-Technologies-2016-Report 10.World Bank Group (2017), Distributed Ledger Technology(DLT) and Blockchain. Retrieved from http://www.worldbank.org/en/topic/financialsector/brief/ blockchain-dlt 中文部分 1.台灣金融研訓院(2016),區塊鏈及數位貨幣在金融業的影響與應用,取自https://research.fsc.gov.tw/FrriFileDownLoad.asp?ResearchID=20170322-1515-5252-3030-201703221552 2.杜宏毅(2016),區塊鏈的前世今生與未來,取自https://www.youtube.com/ playlist?list=PLw5aWp AHfs7vCMEWmf0XHhUBkGLHDD4hL 3.林雅苓(2017),我國證券及期貨市場應用區塊鏈技術之探討,國立臺灣大學社會科學院經濟學系在職專班碩士學位論文 4.威格納、凱西(2017),虛擬貨幣革命(林奕伶譯),新北市:大牌出版 5.麥肯錫(2016),中國銀行業白皮書 區塊鏈—銀行業遊戲規則的顛覆者,取自www.mckinsey.com.cn/wp-content/uploads/2016/05/区块链.pdf 6.結城浩(2016),圖解密碼學與比特幣原理(吳嘉芳譯),台北市:碁峰資訊 7.蔡鴻璟(2008),證券市場推動款券 T+2 日交割制度(DVP)之說明,證券暨期貨月刊26卷11期,31-36 8.騰訊研究院(2017),騰訊區塊鏈方案白皮書,取自https://trustsql.qq.com/chain_oss/TrustSQL_WhitePaper.html | |
dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/20056 | - |
dc.description.abstract | 自邁入21世紀以來,科技的進步迅速,金融業也出現了一波一波變革的浪潮,從Bank 3.0、大數據、金融科技,到近期最熱門的話題—區塊鏈。本文綜合性分析了區塊鏈在金融業的應用。
首先,透過比特幣的基礎以瞭解區塊鏈的核心特徵。比特幣是結合了多種密碼學工具的創新設計,建構出一個加密貨幣系統,去中心化是比特幣最顯著的特質。然而,去中心化也伴隨著速度慢、耗能高的代價。 當區塊鏈應用到金融業時,會進行一些調整,採行私有鏈並選用較快速的共識機制,也被稱為分散式帳本技術。本文接著分析了三種不同的金融業應用區塊鏈的案例(資本市場、信用卡、貿易金融)。吞吐量(處理交易的速度)仍是最大的障礙,區塊鏈比傳統模式效率低。區塊鏈改善效率的效果其實主要來自於流程的改變及自動化,都可以獨立於區塊鏈之外進行。此外,考量隱私權及商業機密等議題後,金融業區塊鏈很難完全去中心化,大部分情況下仍需要一個行政節點來管理區塊鏈。而在貿易金融中,業務的本質較接近區塊鏈的分散性特質,因此推論較適合應用區塊鏈。 根據本文的分析,結論是區塊鏈可以作為金融業改善業務的一個選項,但未必是所有金融交易最好的解決方案。 | zh_TW |
dc.description.abstract | As we enter the 21th century, technology has evolved very rapidly. In the financial industry, there are waves of revolutions: from Bank 3.0, Big Data, Fintech, to the latest hot issue, Blockchain. This thesis gives a comprehensive analysis of the application of blockchain in the financial industry.
We first introduce the fundamentals of Bitcoin to better understand the core characteristics of blockchain. Bitcoin is an innovative design of combining multiple cryptographic tools to create a cryptocurrency system. Decentralization is the most distinguished feature of Bitcoin. However, decentralization also comes with the price of low speed and high energy consumption. When blockchain is used in the financial industry, some of its characteristics need to be changed. Private blockchain and faster consensus algorithm are adopted. It is also called Distributed Ledger Technology (DLT). Then we analyzed three different blockchain application cases of the financial industry (capital market, credit card, and trade finance). Throughput capacity is still the biggest obstacle, suggesting that using blockchain gives lower efficiency than the traditional mode. The efficiency improvement effect of blockchain actually comes from the change of process and automation, which can be independently implemented outside blockchain. Also, considering privacy and business secret issues, it is very hard to fully decentralize in financial blockchain. In most cases, it is still necessary to have an administrative node to manage the blockchain. In trade finance, the business model is closer to blockchain’s distributed nature, so we infer that it is suitable to use blockchain. We reach the conclusion that blockchain could be a choice for improving financial services, but not necessarily the best solution for every financial transaction. | en |
dc.description.provenance | Made available in DSpace on 2021-06-08T02:39:23Z (GMT). No. of bitstreams: 1 ntu-107-R05723004-1.pdf: 2088480 bytes, checksum: 289a62bacaeeda1daa3e291bcca8b996 (MD5) Previous issue date: 2018 | en |
dc.description.tableofcontents | 口試委員會審定書 I
誌謝 II 中文摘要 III Abstract IV 目錄 VI 圖目錄 VIII 表目錄 VIII 第壹章 緒論 1 第一節 研究背景及動機 1 第二節 研究目的及架構 3 第三節 文獻整理 4 第貳章 起源—從比特幣看區塊鏈的本質 5 第一節 比特幣的誕生 5 第二節 比特幣的密碼學 6 第三節 比特幣的創新 8 第四節 去中心化的意義 10 第五節 比特幣區塊鏈的缺點 12 第參章 轉變—金融區塊鏈之調整 17 第一節 區塊鏈在金融業的調整 17 第二節 不同的共識機制 18 第三節 分散式帳本的理想模式 20 第肆章 應用—金融區塊鏈之案例分析 22 第一節 資本市場的傳統模式及區塊鏈提案 22 第二節 資本市場應用區塊鏈的啟示 27 第三節 結算交割模式的延伸—信用卡業務 30 第四節 具分散特質的業務模式—貿易金融 33 第五節 金融區塊鏈的適用場景 36 第伍章 聚焦—區塊鏈之重要特性探討 37 第一節 速度及效率 37 第二節 安全性 38 第三節 能源消耗 39 第陸章 結論 41 參考文獻 44 | |
dc.language.iso | zh-TW | |
dc.title | 金融業應用區塊鏈之探討 | zh_TW |
dc.title | A Study on the Application of Blockchain in the Financial Industry | en |
dc.type | Thesis | |
dc.date.schoolyear | 106-2 | |
dc.description.degree | 碩士 | |
dc.contributor.oralexamcommittee | 張森林,胡星陽 | |
dc.subject.keyword | 區塊鏈,比特幣,分散式帳本技術,去中心化,金融業, | zh_TW |
dc.subject.keyword | Blockchain,Bitcoin,Distributed Ledger Technology,Decentralization,Financial Industry, | en |
dc.relation.page | 45 | |
dc.identifier.doi | 10.6342/NTU201801151 | |
dc.rights.note | 未授權 | |
dc.date.accepted | 2018-06-27 | |
dc.contributor.author-college | 管理學院 | zh_TW |
dc.contributor.author-dept | 財務金融學研究所 | zh_TW |
顯示於系所單位: | 財務金融學系 |
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ntu-107-1.pdf 目前未授權公開取用 | 2.04 MB | Adobe PDF |
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