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完整後設資料紀錄
DC 欄位 | 值 | 語言 |
---|---|---|
dc.contributor.advisor | 沈中華 | |
dc.contributor.author | Jhe-Ling Jhou | en |
dc.contributor.author | 周哲綾 | zh_TW |
dc.date.accessioned | 2021-06-08T00:50:21Z | - |
dc.date.copyright | 2015-07-22 | |
dc.date.issued | 2015 | |
dc.date.submitted | 2015-07-06 | |
dc.identifier.citation | 中文文獻
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dc.identifier.uri | http://tdr.lib.ntu.edu.tw/jspui/handle/123456789/18074 | - |
dc.description.abstract | 本研究以銀行治理的行業特殊性出發,聚焦於存款戶等債權人權益之保護,與銀行業風險控管之重視。除了探討一般公司治理變數中獨立董監事、機構法人持股與董監事專業性對銀行經營績效及風險承擔之影響外,尚加入了關係人放款,定義其為債權治理變數,一併分析其影響。本研究利用2006年至2013年,台灣24家銀行的年資料進行研究。實證結果顯示當關係人放款比重越高時,會降低經營績效表現,並提高銀行的逾放比與破產風險。再者,獨立董監事的比率越高對於經營績效沒有影響,而機構法人持股與董監事的專業性皆能夠提升績效表現。另外,獨立董監事、機構法人持股與董監事專業性,三個公司治理變數皆能夠有效降低銀行的風險承擔。 | zh_TW |
dc.description.abstract | Starting from the industry-specific features of bank governance, this paper focuses on the role of stakeholders, especially creditors of banks and the emphasis on the risk management. Not only do we investigate effects of board independence, institutional ownership and board expertise on bank performance and risk taking, we also define related lending as a variable of creditor governance and analyze its influence. Using the dataset of 24 banks from Taiwan during 2006-2013, the evidence shows that a higher related lending would reduce the bank performance and increase both non-performing loan and insolvency risk. In addition, board independence has no effect on performance, while banks with higher ratio of institutional ownership and board expertise can perform better. The empirical results also show that board independence, institutional ownership and board expertise can reduce bank risk taking effectively. | en |
dc.description.provenance | Made available in DSpace on 2021-06-08T00:50:21Z (GMT). No. of bitstreams: 1 ntu-104-R02723014-1.pdf: 1250738 bytes, checksum: d631a1457c8aa317eff4635c4ed6c4d0 (MD5) Previous issue date: 2015 | en |
dc.description.tableofcontents | 口委審定書 i
誌 謝 ii 摘 要 iii Abstract iv 目 錄 v 圖目錄 vi 表目錄 vii 第一章 緒論1 第一節 研究背景與動機 1 第二節 研究目的 6 第三節 研究架構 6 第二章 文獻回顧 8 第一節 銀行治理之特殊性 8 第二節 關係人放款 9 第三節 獨立董監事 14 第四節 機構法人持股 15 第五節 董監事專業性 16 第三章 研究方法與設計 17 第一節 研究期間 17 第二節 研究對象 17 第三節 變數之操作性定義 18 第四節 模型建立 22 第四章 實證結果與分析 25 第一節 敘述統計 25 第二節 相關係數分析 30 第三節 追蹤資料迴歸分析 32 第五章 結論與建議 43 第一節 結論 43 第二節 建議 44 第三節 研究限制與未來研究方向 46 參考文獻 47 | |
dc.language.iso | zh-TW | |
dc.title | 債權治理、董監事會特性與所有權結構對銀行經營績效及風險承擔之影響 | zh_TW |
dc.title | Effects of Creditor Governance, Board Characteristics and Ownership Structure on Bank Performance and Risk Taking | en |
dc.type | Thesis | |
dc.date.schoolyear | 103-2 | |
dc.description.degree | 碩士 | |
dc.contributor.oralexamcommittee | 王健安,池祥麟,吳孟紋,張元 | |
dc.subject.keyword | 銀行治理,債權治理,關係人放款,經營績效,風險承擔, | zh_TW |
dc.subject.keyword | bank governance,creditor governance,related lending,bank performance,risk taking, | en |
dc.relation.page | 50 | |
dc.rights.note | 未授權 | |
dc.date.accepted | 2015-07-07 | |
dc.contributor.author-college | 管理學院 | zh_TW |
dc.contributor.author-dept | 財務金融學研究所 | zh_TW |
顯示於系所單位: | 財務金融學系 |
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